{"id":4546,"date":"2014-03-10T17:20:03","date_gmt":"2014-03-10T17:20:03","guid":{"rendered":"http:\/\/theme-fusion.com\/avadaxml\/?page_id=4546"},"modified":"2015-03-11T12:07:55","modified_gmt":"2015-03-11T18:07:55","slug":"home-version-18","status":"publish","type":"page","link":"https:\/\/b2bmerchantprocessing.com\/","title":{"rendered":"Home Version 18"},"content":{"rendered":"
\n

B2B Merchant Processing<\/h1>\n

Specializing in Business-to-Business and Business-to-Government Payment Solutions which allow you to process\u00a0Purchasing, Corporate, Business and GSA Credit Cards and Large Ticket Sales for the lowest available processing and interchange fees especially created by VISA, MasterCard, Discover and American Express for B2B and B2G merchants, suppliers and customers.<\/p>\n

<\/div>
<\/div>\n
\"company<\/a><\/a><\/span><\/div>\n<\/div><\/div>\n
\n
\n

Commercial cards usage in the Business-to-Business (B2B) & \u00a0Business-to-Government (B2G) payments market is growing.<\/h1>\n

<\/h1>\n

Look at the following trends:<\/h1>\n<\/div><\/div>\n
\n
<\/div>
<\/div>\n
\"10833742374_81c3257af5_o\"<\/a><\/a><\/span><\/div>\n<\/div><\/div>
<\/div>\n
<\/div>
<\/div>\n
0<\/span>%<\/span><\/div>
Growth in the importance of commercial card acceptance to your B2B & B2G Customers<\/div><\/div><\/div>
0<\/span>%<\/span><\/div>
Of customers will give up early-pay discount in favor of paying with a credit card<\/div><\/div><\/div>
$<\/span>0<\/span><\/div>
Billion will be spent in 2014 on B2B purchases on credit cards, up from $217 Billion in 2012<\/div><\/div><\/div>
0<\/span>%<\/span><\/div>
Potential savings in Interchange Rates, additional savings available on other fees<\/div><\/div><\/div><\/div>
<\/div>\n
<\/div>
<\/div>\n<\/div><\/div>\n
\n

Do You Currently Accept Payments From Other Businesses or Government Agencies Without Adding Level 2 and 3 Data?<\/h1>\n

If you do, you’re likely paying significantly higher processing rates than you should. \u00a0In most cases, adding Level III (L3) Data through our specialized virtual terminals will reduce the Interchange Rates that you pay for processing Business-to-Business (B2B) and Business-to Government (B2G) transactions. \u00a0Because the Interchange reduction is a percentage, your savings increase with the size of your transactions.\u00a0(Example: standard Level 1 Interchange 2.95% reduced to Level 3 Interchange of 1.80% = 1.15% which is a savings of 39% on your Interchange Rate).<\/p>\n

<\/div><\/div>\n

What is the Effective Rate and Why is it Important?<\/h1>\n

<\/h1>\n

We understand that as a merchant, you are always looking for ways to save money. The first thing we do when analyzing your processing statement is to calculate the “Effective Rate” (AKA “Real Rate”) you are paying with your current processor. \u00a0To accurately determine your cost for credit card processing, you must look beyond your Qualified Discount Rate you are paying, and take into account ALL fees paid during the month in relation to the total dollar volume processed. \u00a0This is the most accurate measure of what you are paying for your service since it expresses, by percentage, how much you are paying in fees for every hundred dollars you process.<\/p>\n

For Example, I your total monthly processing fees were $345 and you processed $10,000 that month, your effective rate would be $345\/$10,000 = 3.45% which means you are paying $3.45 for every $100 you process in credit cards. \u00a0Ideally you would want the lowest effective rate possible without sacrificing performance and quality of service and support. \u00a0This calculation gives you an accurate and comprehensive measure of your processing costs as a percentage of sales. \u00a0Once you have your effective rate, you can accurately know what you are paying your present processor to process your credit card sales. \u00a0Knowing your effective rate will give you an advantage in making the most accurate and informed financial decision for your business.<\/p>\n

You an easily calculate your effective rate by entering in the total processing costs for the month and total credit card sales processed for that month in the form below.<\/p>\n